Florida Non-Owner FR44 Coverage
Purchase Your Coverage Today
Staybull Insurance great rates for Florida Non-Owner FR44 Insurance. We can provide insurance to individuals that have prior tickets, accidents, and claims. Over the years we have become a large provider of non-owner FR44 insurance in the state and can answer any questions you have. Give our office a call or use our live chat feature to discuss your new policy today!
Important Things To Know
Non-owner policies do not provide any coverage for any vehicle you own, regularly operate, or have regular use of. This type of policy does not include any personal injury protection if you are injured in an accident. Non-owner policies do not provide any physical damage coverage for the vehicle you are operating. The vehicle you are operating should also be insured by whoever owns it.
Bodily Injury Coverage
Bodily injury provides coverage if you injure another person in an accident. The Florida FR44 filing requires you to have at least 100/300. That is $100,000 per person and $300,000 per accident. The state of Florida requires you to have these higher coverage because you are considered high risk.
Uninsured Motorist Coverage
Uninsured or underinsured motorist coverage protects you in the event you are not at fault and sustain injuries in an accident by a person that does not have insurance or is underinsured. Uninsured motorist coverage is not required with the FR44 filing, but it is an important coverage that you may wish to purchase.
Property Damage Coverage
Property damage provides coverage if you damage another person’s property while in an accident. This includes but is not limited to another person’s vehicle. The Florida FR44 filing requires you to have at least $50,000 in property damage coverage.